Brad Roemer Shares Easy Ways to Avoid ATM Fees
Introduction
Is there anything worse than needing to take out a few dollars from
the ATM only to find that you have been hit with ATM fees for using another
bank. While Brad
Roemer knows that this needs to be there since you are costing that bank
time and money to get money from your bank, it is still irritating, to say the
least. Well, there are some really simple ways to avoid that if you can just
plan ahead. Of course, if you are overseas, this may be a little harder to
accomplish. However, we think that you might find one or two tricks on this
list that can even save your bacon when you are there too.
Fee Free
No matter where you are, you will always come across a reason to
need to pay in cash. Sometimes it can save you a little bit of money or maybe
the credit card machine is down at the restaurant that night. Either way, you
may have a need to get some cash, but you are not wanting to deal with the fees
that are associated with it. Take a look at the list below for some easy ways
to avoid those pesky ATM fees.
1.
Your Branch – As Dorothy said
in The Wizard of Oz, there is no place like home. If you are looking for the
easiest way to avoid the ATM fees, always get money from your branch. Yes, this
is sometimes easier said than done, but if you can just plan ahead you might
save yourself that fee the other guys are going to charge you.
2.
Reimbursement – This may be an
option that your bank has, but no one takes the time to ask. It might have been
stated in that document that you “read” and signed. It is always good to read
over any contract that you make with anyone for any reason. At any rate, there
are a small number of banks that will refund your money if you are not the kind
of customer that uses ATMs all over town and you incurred a one-time fee.
Additionally, there are several online banks that have little to no ATMs and
they will give your money back if you just ask them for it. Remember, it never
hurts to ask. The answer will always be no if you don’t ask the question.
3.
Cash Back – An often overlooked
solution is one that is very simple. Many grocers offer the option of getting
cash back. This can be done at check out. Simply ask the person to add a
certain amount to your bill and then they can give you the change from the
transaction. This costs them no extra money, as you have already swiped your
card and they incurred the fee already.
Conclusion
Having cash can be a pain, but Brad Roemer knows it can be a pain to
not have money. Make sure that you try some of the options listed above if you
want to avoid those costly ATM fees. It may not seem like a lot of money, but
it can add up quickly if you do not keep it in check.
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